Access Bank Code ~ How to Use it to Transfer in 2021 – The key feature of an access bank code is that it can be used to transfer or send money from your account to other bank accounts in the world, which can be another access bank account or a completely different bank.
Gone are the days when you had to wait in line to withdraw money from a bank and then wait in line again to move or submit it. You can also go to your bank to check your account balance at that time. You can’t recharge your phone directly from your bank these days.
Banking tension was minimized when the Automated Teller Machine (ATM) was introduced. You can now withdraw money outside of business hours, on weekends, and holidays.
You may also use an ATM to check your account balance, recharge your airtime, and move funds. However, the problem of queuing has not been addressed.
The CBN would then implement and execute a cashless strategy. Nigerian banks have now implemented mobile banking (apps and codes) and an internet banking platform due to this growth.
You can access and monitor your bank account at any time with mobile banking. The banking hall line has been significantly reduced as a result of this.
Access Bank CodeFunds Transfer, Airtime Recharge, Data Purchase, Check Account Balance, Open Account, Pay Bills, Increase Transaction Limit, OTP Generation, Cashless Withdrawal, Create or Reset Transaction PIN, and Merchant Payment can all be made using the Access Bank USSD.
To use the USSD code, you don’t need an internet connection or a smartphone. It is compatible with any system that can make and receive phone calls.
Customers also have access to bank ussd codes, making banking more straightforward, quicker, and safer. It has made a variety of banking services available to customers who cannot afford a smartphone.
RequirementsYou must have a bank account with Access Bank that is denominated in Naira.
Alertz Phone Number: This is the phone number associated with your access bank account.
Cellular phoneBVN or PIN: The bank authentication number’s last four digits or a four-digit PIN.
You can use the 901 menu options to build a transaction PIN to make this platform more stable.
You must first register or trigger this access ussd code function before you can use it. To do so, follow the steps below:
Read also: GTBank Swift Code And Its Full Correct Details
Dial *901#, then press 8 (Next) and 5 (Create/Change/Reset Code). 1st answer (Generate Security Code) >> Input the last four digits of your Nigerian Naira ATM card >> Create a Switch PIN with four digits. All transactions on this platform include the code/PIN for authentication. Previously, only the last four digits of your BVN were needed, but the security code is much more reliable.
How to Transfer from Access to Access BankYou are using the phone number associated with your bank account, dial *901*1*Amount*Account Number#.
Enter your BVN or transaction PIN’s last four digits.
For, e.g., dial *901*1*3000*0724405627# to send 3000 Naira to another Access Bank customer with account number 0724405627.
To complete the switch, you must enter the last four digits of your BVN or a four-digit security code.
If you do so, you will be told whether the transaction was successful or not.
How to Transfer from Access to Other BanksWith the phone number associated with your access bank account, dial *901*2*Amount*Account Number#.
Confirm the name of the recipient.
Use the last four digits of your BVN or transaction PIN to complete the transaction.
This is referred to as an interbank swap.
It enables you to move funds from your access account to other Nigerian banks such as Gtb, Zenith, Diamond, First, UBA, and others.
If the transfer is effective, you will be informed.
Access Bank Account Balance CodeTo check your Access bank account balance, dial *901*5#.
Transfer Daily Limit & Charges
Limit on airtime recharges 5 Naira minimum, 5000 Naira maximum per day.
Funds Transfer Limit: Maximum of 100,000 Naira daily.
Transfer Charges: Access to access transfer is free while transfer to other banks incur 10, 20, 50 Naira charges for less than 5K, over 5K, and above 50K transfer.
Network Charges: 2 – 5 Naira depending on how long you spent on the site and the network you are using (mtn, glo, airtel, 9mobile) (mtn, glo, airtel, 9mobile).
The maximum time you can spend is 2 minutes per session. However, a session will time out after 20 seconds of inactivity.
Final Note
You can move money, recharge airtime, and check how much money is left in your bank account from the comfort of your own home with an access bank code. Please use the social networking buttons below to spread the word about this post.